Our price comparison showed that M&S pet insurance premiums are quite competitive to the average cost of pet insurance in the UK. You will get a refund of any premium paid as long as no claims have been made. Here's how Direct Line scores in our latest survey: Members can log in, to read our scores and full policy analysis. The Direct Line Essential Pet Insurance cover is a 12 month Time Limited policy offering up to £4,000 cover per condition in 12 months. Pet insurance also often covers the value of your treasured pet, should they die due to illness, accident, be lost or even stolen. The site may not review or include all companies or all available products. When they say excess of 500 pounds that means every item for example furniture, single wall, single carpet. We produce in-depth research on all areas of personal finance, such as energy bills, pensions and budgeting. Independent review site Fairer Finance gave Direct Line pet insurance a customer experience score of 63% and a gold ribbon in autumn 2019. Quick Takeaway: If you want a Lifetime plan (not available from Direct Line), you might want to consider PetPlan, the biggest UK pet insurance brand. Direct Line Pet Insurance Price Comparison, Direct Line Pet Insurance Policy Document, Essential (Time Limited) policies cover dental injury due to accident, but not illness; Advanced (Max Benefit) policies also cover dental injury due to accident, plus other tooth and gum disease cover up to £1,000, provided your pet has an annual dental exam and recommended treatments were carried out within three months. Read Guest's review of the Direct Line Pet Insurance, 41 of 86 Direct Line Pet Insurance reviews, & compare with other Pet Insurance at Review Centre. Direct Line is probably one of the best known and innovative UK Insurers. Of course, it is important that you always take the time to do your research before you invest in pet insurance to make sure you are getting the best coverage for the best possible price. Direct Line is a household name for car and home insurance, but is their pet insurance any good? Have a read through the Direct Line Pet Insurance reviews below and you’ll see many TopCashback members who bought a policy from them through us were clearly pleased with their experience. Agria plans offer some desirable features, such as dental, euthanasia and cremation/burial, plus congenital conditions are not specifically excluded from cover. Started in 1985 by Peter Wood, they were the first true direct Insurer.Originally owned by Royal Bank of Scotland, the Direct Line Group was created and RBS sold their stake by the beginning of 2014. Get a pet quote. Acupuncture, homeopathy, herbal medicine, Chiropractic manipulation, physiotherapy, osteopathy, hydrotherapy, etc. PetPlan policies include dental illness and injury but don't cover euthanasia. Additional cover available for Advertising and rewards if your pet is lost, overseas travel cover, pet boarding fees if you are hospitalised, death cover up to £1,500, lost pet cover, holiday cancellation cover because of your pets urgent needs. Direct Line offer pet insurance policies designed to help keep your beloved pet safe and sound. Despite the Direct Line pet insurance reviews not being the best, it is still one of the best ones to go for on the market and is ranked as one of the leading providers. For further information about how the rating of 3.7 out of 5 was arrived at please see Direct Line Pet Insurance – How Good is it? Depending on factors including where you live and the type of dog you may be quoted a higher or lower cost. But you'll pay a higher excess once your pet hits a certain age. The issue has been thrust into the public eye due to the custody battle between Ant McPartlin and Lisa Armstrong over their dog Hurley. It is common for pet insurance premiums to increase every year because pets need more health care as they get older. This is why we designed Waggel with only one, lifetime policy and our digital platform makes signing up and claiming so easy your pet could do it. For those wanting extra features, here is the list of optional extras you can add for an additional premium. Direct Line offers two pet insurance policies: one Time Limited and one Maximum Benefit, offering £4,000 and £8,000 of cover, respectively. NimbleFins is a research and data-driven personal finance site. Pet-Insurance.co.uk Reviews. We compared this insurer to other similar insurers so you can see which may be more suitable for you. New research from Direct Line Pet Insurance 1 reveals 28,530 of 111,089 divorce cases in the last year involved custody of a pet, equating to some 90 disputes each day. Direct Line offers pet insurance for dogs and cats. Pet Insurance Reviews: TopConsumerReviews.com reviews and ranks the best Pet Insurance programs available today. Those with older pets can insure their dogs and cats with Animal Friends, as there is no upper age limit for new policies, even Lifetime cover—but there is a 20% copay (in addition to the £99 fixed excess) for dogs aged 8+ and cats aged 10+. Registered in England and Wales No. For example, if your pet incurs £300 of vet bills for an ear infection at age 2, they still have £7,700 of vet cover left over to treat another ear infection, regardless of when it occurs—even years later. Other complementary therapies have no specific limits, but just come out of the overall vet fee limit. This review of Direct Line Pet Insurance policies by The Pet Insurance Guide published in March 2015. I made the error of switching from petplan to direct line to try and reduce my monthly premiums. One benefit of Direct Line policies is that they're relatively stripped back, which can help to lower the premium for pet owners who really just want vet health cover. Direct Line offers insurance for cats, dogs and horses - this review specifically looks at its cat and dog policies. Their Advanced Cover is a Maximum Benefit policy offering £8,000 per condition with no time limit and covers accidents, illness, disease, complementary treatments and dental disease up to £1,000 cover, included in the overall cover limit. Read unbiased reviews and ratings from our pet insurance customers. Agria Pet Insurance offers comprehensive Lifetime plans for lower-than-average prices. Our price checks also showed that the Overseas Travel package added around £13 per year and the 5 in 1 package added around £110 per year to the young, crossbreed dog's insurance quote. We've scoured through hundreds of reviews to see what real customers have to say. They do not sell a Lifetime pet insurance plan. We do not advise or tell you which product to buy; undertake your own due diligence before entering into any agreement. You pay this excess once for every new condition. ", "3 lumps removed from pet and 3 lots of excess removed from claim". PetPlan Pet Insurance is the largest insurer of dogs and cats in the UK. Here are the two Direct Line policies on offer: Pet owners can choose a fixed excess of £95 or £190 for dogs, or £80 or £160 for cats. The leading source of independent pet insurance reviews. Protect your dog or cat today. As a result the Trustpilot overall score isn't an indication of how their pet insurance performs specifically. No, Direct Line does not have Lifetime cover—their "Essential" plan is Time Limited and their "Advanced" plan is Maximum Benefit per Condition. Death Due to Illness cover stops once your pet turns 11. The cost for a young, healthy crossbreed dog is around £350 per year for a plan with £6,500 of vet cover and a £95 fixed excess + 10% copay; a British Shorthair with an £85 excess + 10% copay would cost around £325 for the same level of cover. ", "My dog had a trauma to a tooth, Direct Line wouldn't pay out anything towards my £3,000 bill. Direct Line arranged everything and as I had Hire Car on my policy, they paid for a replacement car whilst mine was being repaired. Protect your dog or cat today. Before deciding upon a Direct Line policy, be aware that Third Party Liability for dogs does not come as standard but may be added to your policy for an additional fee(it's usually included as standard in the UK marketplace, so consumers might not be aware they need to add this). There policies are flexible so you can customise your cover to suit you and your pet. U K Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Direct Line's Essential cover will cover new conditions for up to 12 months from the first date of treatment, with a vet fee limit of £4,000. Direct Line Pet Insurance offers 2 types of customisable pet cover with multiple additional options available, and is underwritten by UK Insurance Ltd. We strive to provide a wide array of offers, but our offers do not represent all available pet insurance companies or products.Â, All information displayed is summarised from the insurersâ sites and all indicative costs and policy limits are subject to exclusions and conditions. Symphony Digital Ltd is not responsible for any inaccuracies. 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